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Your MOST 529 Advisor Plan account is moving

The Missouri Higher Education Savings Program Board has voted to discontinue the MOST 529 Advisor Plan effective in May 2016. All account assets and records in MOST 529 Advisor will be automatically transferred to Missouri's Direct Plan, MOST-Missouri's 529 College Savings Plan, at that time. You do not need to take any action for this change to occur. Individual circumstances vary and we recommend you consult with your financial advisor about your college savings investments and other options that may be available to you.

Learn about changes to your MOST 529 Advisor Plan

If you are not a Missouri taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

For more information about MOST - Missouri's 529 Advisor Plan, contact your financial advisor, call 1-800-617-5097, or click here to obtain a Plan Description. Investment objectives, risks, charges, expenses, and other important information are included in the Plan Description; read and consider it carefully before investing. Deutsche Asset & Wealth Management through DeAWM Distributors, Inc., serves as Distributor.

The Missouri Higher Education Savings Program is a trust created by the State of Missouri. When you invest in the MOST - Missouri's 529 Advisor Plan (the Plan), you are purchasing portfolio units issued by the Program Trust. Portfolio units are municipal securities. The MOST 529 Advisor Plan has been implemented and is administered by the Missouri Higher Education Savings Program Board. Ascensus Broker Dealers Services, Inc. and Ascensus Investment Advisors, LLC serve as the Program Manager and Recordkeeping and Servicing Agent respectively with overall responsibility for the day-to-day operations. The Plan's portfolios, although they invest in mutual funds, are not mutual funds. DeAWM Distributors, Inc. is responsible for marketing and distribution of the MOST 529 Advisor Plan. American Century Investment Management, Inc.; BlackRock Fund Advisors; BlackRock Institutional Trust Company, N.A.; Capital Research and Management Company; Columbia Management Investment Advisers, LLC, and its affiliates; Deutsche Investment; Invesco Advisers, Inc.; Pacific Investment Management Company LLC (PIMCO); Scout Investments, Inc.; T. Rowe Price Associates, Inc.; and Templeton Global Advisors Limited provide underlying investments for the MOST 529 Advisor Plan.

Investment returns are not guaranteed, and you could lose money by investing in the Plan. Participants assume all investment risks, including the potential for loss of principal, as well as responsibility for any federal and state tax consequences.

Not FDIC-Insured. No Bank, State, or Federal Guarantee. May Lose Value.

Upromise is an optional service offered by Upromise, Inc., is separate from the MOST 529 Advisor Plan, and is not affiliated with the State of Missouri. Terms and conditions apply to the Upromise service. Participating companies, contribution levels and terms and conditions are subject to change at any time without notice. Transfers subject to a $25 minimum. Go to to learn more.

Upromise and the Upromise logo are registered service marks of Upromise, Inc. Used with permission.

© 2016 State of Missouri. All Rights Reserved.

R-22237-5 (9/15)